Stephen Flannery III Blog

FHA Guidelines on Sellers Contributions Toward Closing Costs

Posted by Norman Polsky on August 09, 2012 in No Category
  FHA Guideline On Seller Paid Closing Costs These days many of the FHA Borrowers that I work with require Sellers to pay most of their Closing Costs, so I need to be on top of what the FHA Guideline On Seller Paid Closing Costs are. The FHA Guideline On Seller Paid Closing Costs are very specific, but could cause some last minute surprises if not explained correctly, and understood by the Borrower. FHA does not require that a Buyer put any of his or her own money towards Downpayment... read more
| 0

Why Does Your Home Deserve a Virtual Tour?

Posted by Norman Polsky on August 07, 2012 in No Category
Why Your Home Deserves A VisualTour Selling your home or buying a home can be a big challenge these days. Frustrating. Time consuming. Exhausting. Nerve wracking. Especially if you try to go it alone or with outdated resources. VisualTour saves sellers and buyers time, adds convenience and security and gives both sides of the transaction peace of mind. For a home seller, your real estate agent can give your home maximum exposure to the largest number of potential home buyers. For home buyers, using our website s... read more
| 0

FAQs About Buyer Representation

Posted by Norman Polsky on August 01, 2012 in No Category
  FAQs About Buyer Representation When I am speaking for the first time with potential buyers, one of the most misunderstood aspects of buying a home concerns buyer representation. Here are some of the most common questions about buyer representation. I hope this will clear up WHY you need buyer representation! What is buyer representation? When you agree to work with a buyer’s agent, you have the benefit of someone representing your best interests and negotiating on your behalf. T... read more
| 0

Having an Attractive Yard is the Best Money Spent When Selling your Home

Learn low maintenance suggestions . . .
Posted by Norman Polsky on July 31, 2012 in No Category
 Many homeowners enjoy the summer because it allows them to get outdoors and plant flowers, shrubbery and other yard accents. A home is a large real estate investment, and for many owners, their yard is an extension of their house. Maintaining a well-manicured lawn is not a difficult or tedious task, but it does require some care. Homeowners can avoid back-breaking work and spending a great deal on maintenance if they follow a few lesser-known rules. Don’t over-trim your yard Some indi... read more
| 0

Home Inspections

Posted by Norman Polsky on July 29, 2012 in No Category
 When buying  a home in the St Louis area it is common practice  for the buyer to have a home inspection once the contract has been accepted   The inspector will check the structure (foundation, ,roof, sills, etc), the mechanical(heating system, plumbing and electrical) and more.  He/she will come up with a report which often highlights areas that have concern, and may need to be corrected.  This list may be quite extensive, even for a new construction home.  The list c... read more
| 0