Stephen Flannery III Blog

Know the Guidelines of Homeowners Association Before You Buy

Many St Louis Areas Have Have Certain Rules Concerning What You can or Cannot do in Making Chenges to Your Property
Posted by Norman Polsky on June 10, 2012 in No Category
  There are several factors consumers take into account when buying a home, including property features, proximity to their work and the surrounding community. The neighborhood they are moving into can play a large role on a new homeowner’s experience, so it’s important to research the particulars of each community thoroughly. One of the first questions potential buyers should ask is whether the community is governed by a homeowners association. These associations are typically run by real esta... read more
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What Do People Look for in Buying a Home?

Posted by Norman Polsky on June 07, 2012 in No Category

 Just click on the video link below to get some candid thoughts:

http://www.youtube.com/watch?v=o-aFeBj-jMY&feature=relmfu

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Misconceptions About Homeowners Insurance

Learn How to Avoid These Issues . . .
Posted by Norman Polsky on June 03, 2012 in No Category
 Wise and cautious homeowners who purchase insurance coverage for their residences may not fully understand the differences between competing policies. If such a misunderstanding occurs, they may find out at the worst time that their coverage does not apply to their current circumstances.   If they are planning to stay in a home, this could be a significant inconvenience and expense. For those thinking about selling a home, it can also force them to postpone the sale for an indefinite period in order to... read more
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Disclosures to make before selling your home   There are several features that homeowners display to potential buyers when selling a home. However, sellers may not be aware that there are other characteristics they must inform buyers of before they can complete the transactions. Most owners may be hesitant to point out past problems with their home for fear that it may derail the sale. However, failing to make certain disclosures can lead to delayed or canceled sales, or ... read more
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With the lowest interest rates in years . . . With attractive home prices . . . With  a great selection of homes to choose from . . . With an improving economy . . . Is this a good time to purchase a home? One of the myths of purchasing a home in todays market is that mortgages are not available . . . For those who have at least a 600 credit score for FHA  &  720 for convential  . . . loans are available. In most cases buyers will need a minimum of 31/2 - 5% down paymen... read more
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