Stephen Flannery III Blog

With the news that solar shingles and solar panels are becoming more accepted in the area - Does your insurance cover these items. Before making such an investment you need to know. Anyone financing a home purchase knows that the bank wants to see adequate insurance on its collateral. Of course, what is sufficient for a lender may not be sufficient for the owner. Myriad homeowners policies contain a sea of coverage and exemptions which are sometimes difficult for policyholders to comprehend. If an improvement is ma... read more
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Appraisals vs CMA's

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Posted by Norman Polsky on November 06, 2016 in No Category
What is The Difference Between a CMA and an Appraisal?Establishing a home’s market sales price is equally important to buyers, sellers, lenders and real estate professionals.  To help transactions proceed quickly and efficiently, sales professionals and appraisers both utilize information from the local Multiple Listing Service (MLS). The MLS is a professional member-based cooperative that contains a wealth of information including active listings, homes that have recently sold, tax roll data, historical... read more
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What Are the 4 Questions to Ask When Hiring a Professional Real Estate Agent?

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Posted by Norman Polsky on September 28, 2016 in No Category
Believe it or not all real estate agents  are not the same . . .  why do some do extremely well in this business and others struggle to make it work.It is all about meeting the the customers goals rather than  their own . . . How can I determine who is competent to handle one of my largest assets?Watch this very short video to get these questions answered: <iframe width="1803" height="1066"... read more
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Learn the Basics of Flipping Houses in St Louis

Real Estate Investors . . . The Basics . . .
Posted by Norman Polsky on September 25, 2016 in No Category
Real Estate Investing: The Art of the Flip Flipping is not that much different than buy and hold: In both cases, investors rely on buying at below market prices to reap profits. _____________________________________________________________________________________________________________________With flippers, however, those profits are booked sooner rather than later. And flippers have to work quickly before expenses mount up. “The number one key is getting houses cheap enough to be able to fix them up and sti... read more
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The 10 Most Expensive Places to Live in the US and . . . . . ..

The 10 Most Affordable Places to Live . . . . . . .
Posted by Norman Polsky on September 25, 2016 in No Category
Tech is hot, and Silicon Valley is hotter. For the third time in five years, the technology capital of the world ranked as the most expensive place to live in the United States in the Coldwell Banker Real Estate Home Listing Report (HLR). According to the report, which is the most extensive home price comparison tool in the U.S., the average four-bedroom, two-bathroom home costs $2,453,718 in this year's most expensive market, Saratoga, California. Six of the top 10 most expensive markets are in Silicon Valley, and... read more
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